In the “spot delivery” scam, the dealer tells the customer that the financing didn’t go through and they have to return to the dealership to execute another contract with a higher monthly payment. Of course, this is always done after the customer has traded in their old car and driven the new one home. When the customer tells the dealer to return their old car and cancel the transaction, the dealer says they can’t because their old car has already been sold. According to the Washington State Attorney General’s office, this practice is illegal. If a dealer wants to cancel a transaction, it must be done within 4 days and the trade-in must be returned to the customer. If a dealer tries this trick on you, tell them to return your old car (with any money you paid) and cancel the transaction. If they won’t, tell them the deal is final and you are NOT signing another contract. Then tell them your attorney is going to sue their pants off if they keep bothering you.